Daniel Rickard | Advice-Tech CTO, CFP® & Founder of Luminair

I spent more than a decade inside financial advice. Now I build the technology behind it. I’m Daniel Rickard (Dan Rickard), CTO at Verse Wealth and founder of Luminair Capital. Based in Canberra, Australia.

Financial-advice operator turned technology builder

I help Australian advice firms connect their client portal, CRM, documents, workflow, reporting and practical AI—so clients get a clearer experience and teams spend less time chasing work.

I start with the workflow, map the constraints, and then build the system. If a solution cannot be maintained by your team, it does not ship.

Current profile

Daniel Rickard at a glance

Current role: Chief Technology Officer, Verse Wealth
Founder: Luminair Capital
Background: CFP® and more than 10 years inside financial advice
Based: Canberra, Australia
Focus: Client portals, CRM architecture, workflow automation, reporting and AI-enabled advice delivery

Selected work Speaking and media LinkedIn

What I do

Commercial advice-technology work is delivered through Luminair Capital, from one focused problem through to product direction, build and implementation.

Client portals and digital experiences

Connect identity, data capture, documents, CRM records and next actions as one client journey.

Explore Advice Technology

CRM, workflow and reporting

Make ownership, handoffs and operational status visible instead of leaving them in inboxes and memory.

See How I Work

Practical AI and delivery

Build small, auditable workflows with clear sources, owners, review points and failure paths.

View Selected Work

How I think

Notes on advice technology, systems, work, investing and the ideas I keep returning to. Some are practical guides; others are attempts to think clearly in public.

Walking thoughts

An intentionally unfinished notebook on systems, decisions, attention and building things that last.

Focus in the digital age

A practical system for micro focus, macro focus and fewer open loops.

Community Notes and trust online

What open, adversarial verification teaches us about systems, incentives and correction.

Explore all writing

Speaking

I speak with advice, technology, and operations teams about practical delivery: cleaner workflows, better data, and systems that can survive the real operating environment.

Daniel Rickard at a conference — Daniel Rickard at conferences.

Daniel Rickard speaking with an audience member — Daniel Rickard speaking.

View speaking profile and topics

Out of Office

Outside work, I reset with hiking, golf, good coffee, reading and whatever series everyone is talking about.

Walking thoughts is the best place to see the less polished version of how I think. You can also find what I am reading on Goodreads and what I am listening to on Spotify.